Fair enough, but I think given the posts that are currently in the loans section that isn't what it's being used for currently. So far it actually looks like it's for those who either don't have paypal and are looking for steam store credit or to purchase them the game. I don't know. It simply...
That entire section is teetering on the shady scale of things, but I think from a perspective of someone who is coming onto these forums it's a huge turn off to see people asking for "loans" in the amount of what equals to 15-20 dollars. I think it's an even bigger problem when you consider that...